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TD Cash Secured Credit Card
Build your credit and earn 1% Cash Back on all eligible purchases1
- Make purchases like with any credit card
- Build your credit by making on-time payments
- Earn 1% Cash Back on all eligible purchases1
- Your linked savings account works as a security deposit2
Read terms and conditions for important information about APRs, fees, eligible purchases, balance transfers and program details.
How to get a TD Cash Secured Credit Card
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1
Apply for the card
Apply online for the TD Cash Secured Credit Card
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2
開設儲蓄賬戶
Once you're conditionally approved, you will get instructions to open and fund a TD Simple Savings account as your security deposit
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3
Fund your savings account
You'll need a minimum of $300 in your savings account to secure your card. You can use funds from another TD Bank, your debit card or an external account
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如何運作
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Rates and fees
How the TD Cash Secured Credit Card works
- 網上申請
If qualified, you'll receive conditional approval - Make a security deposit
Once conditionally approved you'll open a TD Simple Savings account and make a deposit to secure your credit line
- Set your credit limit
Your security deposit is your credit limit. That means you can decide the amount that's best for you-from $300-$5,000, subject to credit approval - Graduate to an unsecured card
If you use and maintain the card and keep it in good standing, you may be eligible to graduate to an unsecured TD Bank Credit Card. Please keep in mind, not all accounts qualify for graduation. A decision to graduate is based on responsible credit management across all of your credit cards and loans, including TD and others.
Rates and fees for TD Cash Secured Credit Card
Rates and fees |
What you pay |
---|---|
Credit Line |
$300–$5,000 |
Annual Percentage Rate (APR) for Purchases |
28.24% variable APR |
APR for Balance Transfers |
28.24% variable APR |
Balance Transfer Fee |
$5 or 3% of transfer whichever amount is greater |
Minimum Interest Charge |
$1 |
APR for Cash Advances |
30.49% variable APR |
Cash Advance Fee |
$10 or 5% of advance whichever amount is greater |
年費 |
$29 annual fee* |
Foreign Transaction Fee |
3% of each transaction in U.S. dollars |
Late Payment |
最多達$40 |
Returned Payment |
最多達$40 |
須要索取詳情?
Take a look at our terms and conditions or the Personal Credit Card Agreement for TD Cash Secured Credit Card.