Loans subject to credit approval. 平等房貸機構(Equal Housing Lender) | Member FDIC
1You may request your lender/servicer cancel PMI when you have reached the date when the principal balance of the mortgage is scheduled to fall to 80% of the original value of your home or you have paid down the mortgage balance to 80% of the home's original appraised value and you are up to date with your monthly payments. Your lender/servicer is required to automatically terminate PMI when your loan is scheduled to reach 78% of the original value of your home and you are up to date with your mortgage payments.
Final loan approval for the TD Right Step Mortgage® product requires satisfaction of Low-to-Moderate income requirements or the Subject property must be located in a Low-to-Moderate income census tract.
Final loan approval for the TD Home Access Mortgage product requires satisfaction of geography and income requirements.
Final loan approval for the HomeReady product requires satisfaction of Low-to-Moderate income requirements.
HomeReady is a trademark of Fannie Mae.
2No minimum contribution required if you're putting down at least 20% of the sales price.
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3Available for Borrowers with a qualifying income of less than or equal to 50% of the applicable area median income (AMI) of the subject property’s location, available for applications taken on or before 12/1/24