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Bank smarter with the products right for you

Having the right banking solutions in place while you’re young can help you make the most of your finances and build a strong financial future.

Banking products that support your goals

Smart financial choices today can pay off tomorrow. That's why it's important to pick the banking products right for your goals, such as growing your money in a savings account or building a credit history with a credit card.

Featured credit cards at a glance

When choosing a credit card, it's important to keep your priorities and financial goals in mind. TD offers a range of credit cards with differing interest rates, fees and rewards to suit your needs.

特別優惠 最近瀏覽
Aeroplan積分

Earn Cash Back Dollars on eligible purchases like grocery and gas. 進行兌換以支付賬戶欠款1

$0 Annual Fee

19.99% Interest: Purchases

22.99% Interest: Cash Advances


最近瀏覽
現金回贈獎金

Earn Cash Back Dollars on eligible purchases like grocery and gas. 進行兌換以支付賬戶欠款1

$0 Annual Fee

19.99% Interest: Purchases

22.99% Interest: Cash Advances


特別優惠 最近瀏覽
TD獎勵積分

Earn Cash Back Dollars on eligible purchases like grocery and gas. 進行兌換以支付賬戶欠款1

$0 Annual Fee

19.99% Interest: Purchases

22.99% Interest: Cash Advances


想我們幫您挑選信用卡嗎?

利用利率更高的儲蓄賬戶讓您的儲蓄增值

Answer a few simple questions and we'll help you find your ideal card.

Perks of TD credit cards

  • Rewarding travel

    If you love to globe-trot, a travel credit card that earns you rewards can help you reach your next destination sooner.

  • 靈活的兌換選擇

    您可以靈活選擇如何兌換所賺取的積分,無論是兌換日常禮遇還是旅行獎勵。

  • Manage your card in the TD App

    Set transaction limits, lock or unlock your card, view statements and more conveniently from your mobile device.

  • Earn 50% more Stars at participating Starbucks® stores

    只需連結合資格的TD信用卡與Starbucks® Rewards賬戶即可開始賺取獎勵。相關條款適用。了解更多詳情

Brush up on your financial know-how

Learn how credit can help you live the life you want to today, as well as in the future.

  • 正在挑選市面上的信用卡,但拿不定主意?TD針對各種財務目標和生活方式需求提供多種多樣不同類型的信用卡。了解我們提供哪些類型的信用卡、其各自的優點以及申請方式。

  • 查找建立信用記錄所需的資料。

  • 借助這些實用提示,保護自己及您的信用評分。

常見問題

TD Canada Trust is always willing to consider new immigrants, people with little or no credit history and young people, including students, for a personal credit card.

You can Apply Online, by calling 1-855-636-8813 or by visiting any TD Canada Trust branch.

If you are New to Canada, you should apply for a TD Credit Card at a branch. Responsible use of your first credit card can be a good way to start building a positive credit history.

If you have special circumstances that you think may affect your ability to obtain credit, one of our branch representatives would be happy to discuss them with you.

To find a branch near you, please visit our TD Canada Trust Branch Locator.


There are several ways to apply for a TD Credit Card.  You can Apply Online, by phone or at any TD Canada Trust branch.

Should you prefer to apply by phone, telephone applications are can be received Monday - Friday 8 AM - 10 PM ET, and Saturday - Sunday 10 AM - 6 PM ET at 1-800-983-2582.

(Please note: Unfortunately, we cannot accept applications over the telephone for the province of Quebec)

申請輕鬆,我們的服務專員將會樂意回答任何的問題。 You can view our full suite of cards here. To help find the TD Credit Card that best suits your credit needs, please use our helpful Credit Card Selector.


If the TD Credit Card you currently have no longer suits your needs, transferring to a different TD Credit Card is easy.  

To help you choose the Card that's right for you, you can use our Credit Card Selector tool or browse our selection of available cards here.

When you've made your decision and are ready to transfer to a different Card, all you have to do to complete the transfer is one of the following: